Accident only Logo

What is Accident and Illness Coverage?

We know that unexpected visits to the vet happen and can be stressful when worrying about your sick or injured pet. Our Accident and Illness plans are designed to be there when you need them, allowing you to focus more on the health of your pet and less on costly veterinary bills.

Start Your Coverage Today!

What's Covered?

Examples of Covered Conditions:

Hypothyroidism icon
Hypothyroidism
Allergies icon
Allergies
Toxin Ingestion icon
Toxin Ingestion
Digestive Issues icon
Digestive Issues
Cancer icon
Cancer
ACL Injuries icon
ACL Injuries
Broken Bones icon
Broken Bones
IVDD icon
IVDD
UTIs icon
UTIs

Coverage reimburses for diagnostics treatments performed at your primary care veterinarian, emergency hospital and specialty clinic

X-Ray & Ultrasound icon
X-Ray & Ultrasound
Prescription Medications icon
Prescription Medications
Emergency Care icon
Emergency Care
Laboratory Tests icon
Laboratory Tests
Hospitalization icon
Hospitalization
Physical Therapy icon
Physical Therapy
CT Scan & MRI icon
CT Scan & MRI
Surgery icon
Surgery

Available Plan Options

Select your state to see what plan options are available in your area.

 

CompanionCare Logo

CompanionCare allows you to personalize your coverage and create a plan that meets your individual needs and budget. CompanionCare offers enhanced benefits including:

  • Green Checkmark
    Alternative & Holistic Care Coverage
  • Green Checkmark
    Coverage for Behavioral Problems
  • Green Checkmark
    Vitamins and Supplements
  • Green Checkmark
    No per incidents limits
  • Green Checkmark
    Option of Unlimited Annual Limit

Included Coverage

CompanionCare automatically includes AlternativePlus, which provides coverage for Alternative, Holistic and Behavioral Treatment. Examples of behavioral issues could include anxiety, or compulsive behavior, like excessive licking, pulling at fur or destructive behavior.

  • Green Checkmark
    Acupuncture
  • Green Checkmark
    Chiropractic
  • Green Checkmark
    Vitamins & Supplements
  • Green Checkmark
    Herbal Therapy

Coverage Options

Custom Coverage

CompanionCare offers many options when it comes to coverage limits. Choosing your own limits, ensures you are getting the exact coverage you want, no more, no less, and gives you flexibility when it comes to monthly premium amounts, so you are not paying for coverage you do not need or want.

Choose Your Own…

  • Deductible
  • Annual Limit
  • Coinsurance

Basic Coverage

Interested in accident and illness coverage but don’t want to build your own plan? CompanionCare Lite offers the same comprehensive coverage as CompanionCare but at an affordable price point. This alternative has set limits and lower monthly premiums. It comes in handy for those minor accidents, injuries and illnesses that bring you to the vet.

  • $100 Deductible
  • $500 Incident Limit
  • Unlimited Incidents
  • 20% Coinsurance

Start Your Coverage Today!

Add-On Coverage

Add-Ons allow you to increase your coverage to ensure your plan encompasses all your needs.

ExamPlus logo

Adds coverage for costly exam and office visit fees. Use at primary care vet, ER hospital and specialty clinic.

About ExamPlus
HereditaryPlus logo

Add coverage for congenital and hereditary conditions.

About HereditaryPlus

Reimburses for routine and preventative care items that help your pet stay safe and healthy

About Defender
SupportPlus logo

Adds coverage for end of life expenses to help you memorialize your beloved pet.

About SupportPlus

Things to Know

See Terms and Conditions

Exclusions?

  • Pre-existing conditions
  • Wellness and routine care
  • Hereditary and Congenital conditions (Unless you add on HereditaryPlus)

What else should I know?

  • All reimbursement is subject to deductible and coinsurance.
  • All coverage is subject to waiting periods.
  • Alternative, Holistic and Behavioral has an annual maximum benefit of $1,000.

Waiting periods?

  • 14-day waiting period for illnesses
  • 2-day waiting period for accidents
  • Extended 180-day waiting period for IVDD and cruciate ligament related conditions

Other Options

AccidentCare

If for any reason your pet is not eligible for CompanionCare, we offer AccidentCare to cover unexpected injuries and accidents that can occur. This is a great option for senior pets over the age of 8, as there is no maximum age limit.

Learn More

CompanionPlus logo

CompanionPlus plan allows you to personalize your coverage and create a plan that meets your individual needs and budget.

Start Your Coverage Today!

Build Your Plan

Choose your Limits

A wide range of coverage limits options give policyholders control of their monthly premium amount.

  1. Choose your Deductible
  2. Choose your Incident Limit
  3. Choose your Annual Limit

Add-On Coverage

For those who want to expand their coverage, our Add-Ons allow you to add coverage to ensure your plan encompasses all your needs.

ExamCare Logo

Adds coverage for costly exam and office visit fees. Use at primary care vet, ER hospital and specialty clinic.

About ExamCare
InheritedPlus logo

Add coverage for congenital and hereditary conditions.

About InheritedPlus
Defender logo

Reimburses for routine and preventative care items that help your pet stay safe and healthy

About Defender

What Else Should I Know?

See Terms and Conditions

  • Pets 8 weeks to 8 years are eligible
  • Coverage subject to deductible and coinsurance
  • 14-day waiting period for illnesses
  • Extended 180-day waiting period for IVDD and cruciate ligament related conditions
  • Pre-existing conditions excluded
  • Waiting periods must be fulfilled
  • 3-day waiting period for accidents

Other Options

CompanionSelect

A great option for pets over the age of 9 or pets that are otherwise ineligible for CompanionPlus, CompanionSelect Accident Only plan provides coverage for accidents and injuries that result in unexpected visits to the vet.

Learn More

At this time, this plan is not available to pets residing in New York.