What is pet insurance?

Make caring for your pet more affordable and worry-free.

You decide

Pet insurance plans

Select coverage options that meet your needs and budget.

Accident & illness Accident & illness
Wellness care Wellness care
Customizable deductible & coinsurance Customizable deductible & coinsurance
Unlimited annual benefits Unlimited annual benefits
See our plans >
Lab with human touching face

It's simple

How does pet insurance work?

  1. Pay your vet.
  2. Submit a claim with your vet bill.
  3. Get reimbursed for eligible expenses.

Why do I need pet insurance?

  • average cost
    Routine vet bills average $200-$400 for dogs & $90-$200 for cats
  • average cost
    1 in 3 pets need emergency care each year
  • average cost
    Every 6 seconds a pet owner gets an emergency vet bill of $1,000+

With pet insurance, get reimbursed for eligible conditions and provide care for your pet without breaking the bank.

Image of a iPhone 11 visting PetPartners pet insurance website
"We would not have been able to pay for his surgeries and I don't know what we would have done without it."

Rupert - $2,900 paid

What to know about pet insurance

  • Can I use my current vet?

    Because pet insurance works on a reimbursement basis, you can visit any licensed vet in the US or Canada - including emergency and specialty vets!

  • Is there a discount for more than one pet?

    We understand you can't pick a favorite, so enroll all your four-legged family and receive a 5% multi-pet discount.*

  • Is there an age limit?

    Our policies are for cats and dogs eight weeks old and above! We consider ourselves your pet insurance partner for life and won't cancel your policy because your pet is getting older.

  • What's the waiting period before coverage begins?

    All pet insurance companies require a waiting period after enrollment before coverage can take effect. We offer short waiting periods to ensure you can start benefiting from your policy quickly!

  • Are pre-exisiting conditions covered?

    Unfortunately, no pet insurance company is able to cover pre-existing conditions.

  • Can I choose my deductible?

    PetPartners offers a variety of deductible options so you can build a plan that fits your budget.

  • What is co-insurance?

    Your co-insurance is the amount that you will be reimbursed for eligible conditions.

  • Is there wellness/preventative care coverage?

    Preventative care coverage can help save you money on annual visits and routine care including flea and tick preventatives, vaccinations, and more!